Substantial changes in the government policies concerning gas cylinder subsidy, ration cards, and banking rules aim to come into force on 15 October 2025. The reforms aspire to better manage the flow of benefits, enhance transparency in these schemes so that any financial assistance flows smoothly to his own citizen in need. These changes thus … Read more
Fixed Deposits are considered the safest and most reliable avenues of investment in India. Entering 2025, Indian Bank has come up with a special 555 days FD scheme, offering attractive interest rates and ensuring original principal safety. This scheme is basically a solution for an investor having a high risk and high returns mindset for … Read more
The State Bank of India, the largest public sector bank, was able to keep offering some of the most dependable fixed deposit options for senior citizens in 2025. With handsome interest rates and guaranteed capital safety, under the SBI FD 2025 plan, senior citizens can earn interest at 7.75% per annum on deposits ranging between … Read more
Canara Bank has launched a 191-day Short-Term Fixed Deposit (FD) scheme in 2025, offering investors a safe and rewarding investment avenue. This scheme is ideal for individuals looking for short-duration investment options with guaranteed returns. With a principal investment of ₹2 lakh, investors can enjoy competitive interest rates and financial security over a period of … Read more
Systematic Investment Plans (SIPs) have become one of the most effective ways for individuals to build wealth over time. Even a modest monthly investment can create a substantial corpus when invested wisely. In 2025, a ₹2,000 SIP invested consistently in the right mutual fund plans can grow to around ₹7.6 lakh, thanks to the power … Read more
Life Insurance Corporation of India has been a name synonymous with security and retirement. With LIC Smart Pension 2025, LIC has provided a security net for people so that they can secure their future. This plan, on the other hand, ensures retirement income on guarantee, financial stability, and peace of mind. Here is all the … Read more
Small investments, regular in nature, make for substantial wealth creation once you keep your money for tenure. Systematic Investment Plans (SIPs) in mutual funds are one such favorite method to discipline moneylenders among their ranks. A disciplined investor investing only ₹2,003 in a fairly good mutual fund for several years can grudgingly amass a corpus … Read more
India Bank has introduced its divine 444-day Fixed Deposit scheme, built precisely for investors wanting high returns for less than a year. Unlike the fixed deposit for one year in conventional terms, this scheme aims to offer relatively higher interest so that individuals with a low risk appetite can invest for a little over a … Read more
These investment schemes with terms of 400, 444, and 555 days stand firmly as medium-term options, filling the gap between the shorter-term deposits and long-term deposits. An investor can choose a term that fits his or her financial goals, whether it is for saving during the festival season, tax planning, or arranging for some expenses … Read more
Making investments on a systematic basis through Systematic Investment Plans (SIPs) is now considered to be one of the surest channels of wealth accumulation. Even small amounts such as ₹2,000 each month can turn into big sums as the result of compound interest and disciplined investing. For 2025, some of the top mutual fund plans … Read more